@font-face{font-family:Roboto Variable;font-style:normal;font-display:swap;font-weight:100 900;src:url(/_astro/roboto-latin-ext-wght-normal.DYIxWhlt.woff2)format("woff2-variations");unicode-range:U+100-2BA,U+2BD-2C5,U+2C7-2CC,U+2CE-2D7,U+2DD-2FF,U+304,U+308,U+329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Roboto Variable;font-style:normal;font-display:swap;font-weight:100 900;src:url(/_astro/roboto-latin-wght-normal.ccAYIvAh.woff2)format("woff2-variations");unicode-range:U+??,U+131,U+152-153,U+2BB-2BC,U+2C6,U+2DA,U+2DC,U+304,U+308,U+329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:"Source Serif 4 Variable";font-style:normal;font-display:swap;font-weight:200 900;src:url(/_astro/source-serif-4-latin-ext-wght-normal.CxNHBx-q.woff2)format("woff2-variations");unicode-range:U+100-2BA,U+2BD-2C5,U+2C7-2CC,U+2CE-2D7,U+2DD-2FF,U+304,U+308,U+329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:"Source Serif 4 Variable";font-style:normal;font-display:swap;font-weight:200 900;src:url(/_astro/source-serif-4-latin-wght-normal.D9elroTD.woff2)format("woff2-variations");unicode-range:U+??,U+131,U+152-153,U+2BB-2BC,U+2C6,U+2DA,U+2DC,U+304,U+308,U+329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}:root{--navy-950:#001526;--navy-900:#00253f;--navy-800:#003763;--navy-700:#0a4a7c;--blue-500:#0879bf;--green-500:#6cbe4c;--green-600:#5aa83c;--steel-400:#569bbe;--tint-500:#6982a5;--tint-400:#8d9fbd;--tint-300:#b6c1d6;--tint-200:#d3dae7;--tint-100:#e9eef5;--paper:#f6f8fb;--white:#fff;--bg:var(--white);--bg-soft:var(--paper);--ink:#14273b;--ink-soft:#3d5268;--ink-faint:#5a6d81;--heading:var(--blue-500);--link:var(--navy-700);--link-hover:var(--blue-500);--hairline:#dde4ed;--accent:var(--steel-400);--accent-on-light:#3a7695;--font-sans:"Roboto Variable", system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;--font-serif:var(--font-sans);--container:72rem;--container-text:46rem;--gutter:clamp(1.25rem, 4vw, 2.5rem)}*,:before,:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}body{font-family:var(--font-sans);color:var(--ink);background-color:var(--bg);-webkit-font-smoothing:antialiased;text-rendering:optimizelegibility;margin:0;font-size:1.0625rem;line-height:1.7}img,svg{max-width:100%;height:auto;display:block}h1,h2,h3,h4{font-family:var(--font-serif);color:var(--heading);letter-spacing:-.01em;text-wrap:balance;margin:0 0 .75em;line-height:1.18}h1{font-size:clamp(2rem,4.5vw,3rem);font-weight:700}h2{font-size:clamp(1.5rem,2.8vw,2rem);font-weight:700}h3{font-size:clamp(1.15rem,1.8vw,1.35rem);font-weight:700}p{text-wrap:pretty;margin:0 0 1.1em}a{color:var(--link);text-underline-offset:.18em;text-decoration-thickness:1px;transition:color .14s}a:hover{color:var(--link-hover)}:focus-visible{outline:2px solid var(--blue-500);outline-offset:2px;border-radius:2px}::selection{background:var(--tint-200)}.container{max-width:var(--container);padding-inline:var(--gutter);margin-inline:auto}.prose{max-width:var(--container-text)}.container.prose{max-width:var(--container)}.container.prose>*{max-width:var(--container-text)}.prose ul,.prose ol{margin:0 0 1.1em;padding-left:1.4rem}.prose li{margin-bottom:.4em}.eyebrow{font:600 .78rem/1 var(--font-sans);letter-spacing:.26em;text-transform:uppercase;color:var(--accent-on-light);margin:0 0 1rem}.skip-link{z-index:100;background:var(--navy-800);color:var(--white);border-radius:0 0 6px;padding:.6rem 1rem;position:absolute;top:0;left:-9999px}.skip-link:focus{left:0}.btn{font:600 .95rem/1 var(--font-sans);text-transform:uppercase;letter-spacing:.06em;border-radius:0;padding:.95rem 1.7rem;text-decoration:none;transition:background-color .15s,color .15s,border-color .15s;display:inline-block}.btn-primary{background:var(--green-500);color:var(--white);font-weight:500}.btn-primary:after{content:" →"}.btn-primary:hover{background:var(--green-600);color:var(--white)}.btn-outline{border:1px solid var(--navy-800);color:var(--navy-800)}.btn-outline:hover{background:var(--navy-800);color:var(--white)}.btn-light{background:var(--white);color:var(--navy-800)}.btn-light:hover{background:var(--tint-200);color:var(--navy-900)}.btn-ghost{color:var(--white);border:1px solid #b6c1d673}.btn-ghost:hover{border-color:var(--white);color:var(--white)}.actions{flex-wrap:wrap;gap:.8rem;margin-top:1.75rem;display:flex}.card{background:var(--white);border:1px solid var(--hairline);color:inherit;border-radius:12px;flex-direction:column;padding:1.75rem 1.6rem;text-decoration:none;transition:border-color .15s,box-shadow .15s,transform .15s;display:flex}.card:hover{border-color:var(--steel-400);transform:translateY(-2px);box-shadow:0 12px 30px #0037631a}.card h3{margin-bottom:.5rem}.card p{color:var(--ink-soft);flex:1;font-size:.96rem}.office{background:var(--bg-soft);border:1px solid var(--hairline);border-left:4px solid var(--steel-400);border-radius:12px;padding:1.9rem 2rem}.office address{color:var(--ink-soft);font-style:normal;line-height:1.8}.split{grid-template-columns:1fr 1fr;align-items:center;gap:clamp(1.75rem,5vw,4rem);display:grid}.split-img{border-radius:14px;width:100%;height:auto;box-shadow:0 16px 40px #00284b24}@media (width<=56rem){.split{grid-template-columns:1fr}.split-img{order:-1}}.footnote{border-top:1px solid var(--hairline);color:var(--ink-faint);max-width:48rem;margin-top:2.5rem;padding-top:1.5rem;font-size:.87rem}.lede{max-width:48rem;color:var(--ink-soft);margin-bottom:2.5rem;font-size:1.1rem}.checklist{margin:0 0 1.25rem;padding:0;list-style:none}.checklist li{color:var(--ink);margin-bottom:.55rem;padding-left:1.6rem;position:relative}.checklist li:before{content:"";background:var(--steel-400);border-radius:2px;width:.55rem;height:.55rem;position:absolute;top:.62em;left:0}.pull{font-family:var(--font-serif);color:var(--navy-800);border-left:4px solid var(--steel-400);margin-block:2rem;padding-left:1.35rem;font-size:clamp(1.3rem,2.4vw,1.75rem);line-height:1.4}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}}@media print{:root{--ink:#000;--ink-soft:#1a1a1a;--ink-faint:#333}body{color:#000;background:#fff;font-size:11pt;line-height:1.45}.site-header,.site-footer .cols,.skip-link,.btn,.actions,.motif,.hero-bg,.page-hero .bg,.split-img,.inline-img,.portrait,.boxer,[data-advisor-filter],.filter,.pdf{display:none!important}.hero,.page-hero,.page-hero.has-image,.tone-navy,.section.tone-navy{color:#000!important;padding-block:0 0 1rem!important;background:0 0!important;min-height:0!important}.hero h1,.page-hero h1,.hero-sub,.page-hero .lede,.tone-navy h2,.tone-navy h3{color:#000!important}.section{padding-block:.75rem!important}.container{max-width:none;padding-inline:0}.site-footer{border-top:1px solid #999;margin-top:1.5rem;color:#000!important;background:0 0!important}.site-footer .reg-text p,.site-footer .legal p{font-size:8.5pt;color:#000!important}.site-footer .ciro{background:0 0;padding:0}a[href^=http]:after{content:" (" attr(href) ")";word-break:break-all;font-size:.85em}a[href^=mailto]:after,a[href^=tel]:after{content:" (" attr(href) ")";font-size:.85em}a[href^=\/]:after{content:" (monarchsecurities.ca" attr(href) ")";font-size:.85em}a,.site-footer a,.site-footer .reg-text a{color:#000;text-decoration:underline}.policy-section,.group,.office,.card,tbody tr{break-inside:avoid;page-break-inside:avoid}h1,h2,h3{break-after:avoid;page-break-after:avoid}table{width:100%}.toc{background:0 0;border:1px solid #999}}.band-blue{background:var(--blue-500);color:var(--white)}.band-blue h2,.band-blue h3{color:var(--white)}.band-navy{background:var(--navy-800);color:var(--tint-100)}.band-navy h2,.band-navy h3{color:var(--white)}.band-green{background:var(--green-500);color:var(--white)}.band-green h2,.band-green h3{color:var(--navy-900)}.section-title,.section>.container>h2:first-child{text-align:center}.accent{color:var(--green-500)}.tone-green .btn-primary,.tone-blue .btn-primary{background:var(--white);color:var(--blue-500)}.site-header[data-astro-cid-nen7h5rs]{z-index:50;background:var(--navy-800);color:var(--white);position:sticky;top:0}.bar[data-astro-cid-nen7h5rs]{justify-content:space-between;align-items:center;gap:1.5rem;min-height:4.75rem;padding-inline:clamp(.75rem,2vw,1.5rem);display:flex}.brand[data-astro-cid-nen7h5rs] img[data-astro-cid-nen7h5rs]{width:clamp(165px,18vw,210px);height:auto}.login[data-astro-cid-nen7h5rs]{color:var(--white);white-space:nowrap;font:500 .8rem/1.2 var(--font-sans);letter-spacing:.06em;text-transform:uppercase;text-decoration:none}.login[data-astro-cid-nen7h5rs]:hover{color:var(--green-500)}.lang-float[data-astro-cid-nen7h5rs]{z-index:60;background:var(--white);color:var(--navy-800);font:600 .85rem/1 var(--font-sans);border-radius:6px;align-items:center;gap:.45rem;padding:.55rem .9rem;text-decoration:none;display:inline-flex;position:fixed;bottom:1rem;left:1rem;box-shadow:0 2px 12px #001e3740}.lang-float[data-astro-cid-nen7h5rs]:hover{color:var(--blue-500)}.site-nav[data-astro-cid-nen7h5rs]{align-items:center;gap:1.25rem;display:flex}.site-nav[data-astro-cid-nen7h5rs]>ul[data-astro-cid-nen7h5rs]{align-items:center;gap:.1rem;margin:0;padding:0;list-style:none;display:flex}.nav-item[data-astro-cid-nen7h5rs]{position:relative}.nav-item[data-astro-cid-nen7h5rs]>a[data-astro-cid-nen7h5rs]{font:500 .8rem/1.2 var(--font-sans);letter-spacing:.06em;text-transform:uppercase;color:var(--white);white-space:nowrap;padding:.5rem .65rem;text-decoration:none;display:inline-block}.has-children[data-astro-cid-nen7h5rs]>a[data-astro-cid-nen7h5rs]:after{content:"";border-bottom:2px solid;border-right:2px solid;width:.4em;height:.4em;margin-left:.5em;display:inline-block;transform:translateY(-.15em)rotate(45deg)}.nav-item[data-astro-cid-nen7h5rs]>a[data-astro-cid-nen7h5rs]:hover{color:var(--green-500)}.nav-item[data-astro-cid-nen7h5rs]>a[data-astro-cid-nen7h5rs][aria-current=page]{box-shadow:inset 0 -3px 0 var(--green-500)}.cta[data-astro-cid-nen7h5rs]{background:var(--white);color:var(--blue-500);font:700 .78rem/1 var(--font-sans);letter-spacing:.08em;text-transform:uppercase;white-space:nowrap;border-radius:25px;padding:.8rem 1.4rem;text-decoration:none;transition:background-color .15s;display:inline-block}.cta[data-astro-cid-nen7h5rs]:hover{background:var(--green-500);color:var(--white)}.dropdown[data-astro-cid-nen7h5rs]{background:var(--navy-800);border-top:3px solid var(--green-500);opacity:0;visibility:hidden;min-width:14rem;margin:0;padding:.4rem 0;list-style:none;transition:opacity .14s,transform .14s,visibility .14s;position:absolute;top:100%;left:0;transform:translateY(.35rem);box-shadow:0 10px 30px #001e374d}.has-children[data-astro-cid-nen7h5rs]:hover .dropdown[data-astro-cid-nen7h5rs],.has-children[data-astro-cid-nen7h5rs]:focus-within .dropdown[data-astro-cid-nen7h5rs]{opacity:1;visibility:visible;transform:none}.dropdown[data-astro-cid-nen7h5rs] a[data-astro-cid-nen7h5rs]{font:500 .8rem/1.3 var(--font-sans);letter-spacing:.05em;text-transform:uppercase;color:var(--white);white-space:nowrap;padding:.65rem 1rem;text-decoration:none;display:block}.dropdown[data-astro-cid-nen7h5rs] a[data-astro-cid-nen7h5rs]:hover{background:var(--navy-700);color:var(--green-500)}.menu-btn[data-astro-cid-nen7h5rs]{display:none}@media (width<=75rem){.menu-btn[data-astro-cid-nen7h5rs]{appearance:none;border:1px solid var(--tint-400);font:600 .8rem/1 var(--font-sans);letter-spacing:.06em;text-transform:uppercase;color:var(--white);cursor:pointer;background:0 0;border-radius:0;align-items:center;gap:.5rem;padding:.5rem .8rem;display:inline-flex}.menu-icon[data-astro-cid-nen7h5rs],.menu-icon[data-astro-cid-nen7h5rs]:before,.menu-icon[data-astro-cid-nen7h5rs]:after{content:"";background:currentColor;width:1.05rem;height:2px;display:block;position:relative}.menu-icon[data-astro-cid-nen7h5rs]:before{position:absolute;top:-5px}.menu-icon[data-astro-cid-nen7h5rs]:after{position:absolute;top:5px}.site-nav[data-astro-cid-nen7h5rs]{background:var(--navy-800);padding:.75rem var(--gutter) 1.25rem;border-top:1px solid #ffffff26;flex-direction:column;align-items:stretch;gap:1rem;max-height:calc(100dvh - 5rem);display:none;position:absolute;top:100%;left:0;right:0;overflow-y:auto;box-shadow:0 18px 30px #001e374d}.site-nav[data-astro-cid-nen7h5rs].open{display:flex}.site-nav[data-astro-cid-nen7h5rs]>ul[data-astro-cid-nen7h5rs]{flex-direction:column;align-items:stretch;gap:0}.nav-item[data-astro-cid-nen7h5rs]>a[data-astro-cid-nen7h5rs]{border-bottom:1px solid #ffffff1f;padding:.85rem .25rem;display:block}.nav-item[data-astro-cid-nen7h5rs]>a[data-astro-cid-nen7h5rs][aria-current=page]{box-shadow:none;color:var(--green-500)}.dropdown[data-astro-cid-nen7h5rs]{opacity:1;visibility:visible;box-shadow:none;background:0 0;border:0;padding:0 0 0 1rem;position:static;transform:none}.dropdown[data-astro-cid-nen7h5rs] a[data-astro-cid-nen7h5rs]{border-bottom:1px solid #ffffff14;padding:.7rem .25rem}.cta[data-astro-cid-nen7h5rs],.login[data-astro-cid-nen7h5rs]{text-align:center}}.site-footer[data-astro-cid-jo6i4kqk]{color:var(--tint-200);background:#000;margin-top:0}.cols[data-astro-cid-jo6i4kqk]{grid-template-columns:1.3fr .8fr 1.4fr 1fr;gap:2.5rem;padding-block:clamp(2.5rem,5vw,4rem) 2rem;display:grid}.brand-col[data-astro-cid-jo6i4kqk] img[data-astro-cid-jo6i4kqk]{width:220px;margin-bottom:1.5rem}.office-heading[data-astro-cid-jo6i4kqk],.col[data-astro-cid-jo6i4kqk] h2[data-astro-cid-jo6i4kqk]{font:600 .75rem/1 var(--font-sans);letter-spacing:.18em;text-transform:uppercase;color:var(--tint-400);margin:0 0 1rem}address[data-astro-cid-jo6i4kqk]{color:var(--tint-200);font-size:.92rem;font-style:normal;line-height:1.75}address[data-astro-cid-jo6i4kqk] strong[data-astro-cid-jo6i4kqk]{color:var(--white);font-weight:600}.col[data-astro-cid-jo6i4kqk] ul[data-astro-cid-jo6i4kqk]{margin:0;padding:0;list-style:none}.col[data-astro-cid-jo6i4kqk] li[data-astro-cid-jo6i4kqk]{margin-bottom:.55rem}.col[data-astro-cid-jo6i4kqk] a[data-astro-cid-jo6i4kqk],address[data-astro-cid-jo6i4kqk] a[data-astro-cid-jo6i4kqk]{color:var(--tint-200);font-size:.92rem;text-decoration:none}.col[data-astro-cid-jo6i4kqk] a[data-astro-cid-jo6i4kqk]:hover,address[data-astro-cid-jo6i4kqk] a[data-astro-cid-jo6i4kqk]:hover{color:var(--white);text-decoration:underline}.regulatory[data-astro-cid-jo6i4kqk]{border-top:1px solid #b6c1d62e;align-items:flex-start;gap:1.5rem;padding-block:1.75rem;display:flex}.ciro[data-astro-cid-jo6i4kqk]{background:var(--white);border-radius:6px;flex:none;width:120px;height:auto;padding:.4rem .5rem}.reg-text[data-astro-cid-jo6i4kqk] p[data-astro-cid-jo6i4kqk]{color:var(--tint-300);margin:0 0 .6rem;font-size:.78rem;line-height:1.65}.reg-text[data-astro-cid-jo6i4kqk] p[data-astro-cid-jo6i4kqk]:last-child{margin-bottom:0}.reg-text[data-astro-cid-jo6i4kqk] a[data-astro-cid-jo6i4kqk]{color:var(--tint-200);text-decoration:underline}.reg-text[data-astro-cid-jo6i4kqk] a[data-astro-cid-jo6i4kqk]:hover{color:var(--white)}.legal[data-astro-cid-jo6i4kqk]{border-top:1px solid #b6c1d624;padding-block:1.25rem}.legal[data-astro-cid-jo6i4kqk] p[data-astro-cid-jo6i4kqk]{color:var(--tint-400);margin:0;font-size:.8rem}.group-desc[data-astro-cid-jo6i4kqk]{max-width:26rem;margin:0 0 1rem;font-size:.92rem;line-height:1.6}.social[data-astro-cid-jo6i4kqk]{gap:.6rem;margin-bottom:1rem;display:flex}.social[data-astro-cid-jo6i4kqk] li[data-astro-cid-jo6i4kqk]{margin:0}.social[data-astro-cid-jo6i4kqk] a[data-astro-cid-jo6i4kqk]{background:var(--blue-500);width:2.2rem;height:2.2rem;color:var(--white);place-items:center;display:grid}.social[data-astro-cid-jo6i4kqk] a[data-astro-cid-jo6i4kqk]:hover{background:var(--green-500);color:var(--navy-900);text-decoration:none}.group-site[data-astro-cid-jo6i4kqk]{font-weight:600}.map[data-astro-cid-jo6i4kqk]{filter:grayscale(.3);border:0;width:100%;height:150px;margin-top:1rem}.strip[data-astro-cid-jo6i4kqk]{border-top:1px solid #b6c1d62e;padding-block:1.5rem}.strip[data-astro-cid-jo6i4kqk] img[data-astro-cid-jo6i4kqk]{width:100%;max-width:34rem;height:auto}@media (width<=60rem){.cols[data-astro-cid-jo6i4kqk]{grid-template-columns:1fr 1fr}.brand-col[data-astro-cid-jo6i4kqk]{grid-column:1/-1}}@media (width<=38rem){.cols[data-astro-cid-jo6i4kqk]{grid-template-columns:1fr;gap:2rem}.regulatory[data-astro-cid-jo6i4kqk]{flex-direction:column;gap:1rem}}
